CUSTOMIZE ENTIRE MONTH OF NOVEMBER IN CANVA

CAPTIONS AND INDIVIDUAL CUSTOMIZATION DOWN BELOW!

November 1, 2023

Home Tips | November Home Maintanace

Keep your home in tip-top shape by checking these home maintenance items off of your list!

#Novemeber #HomeMaintenace #HomeOwner

November 2, 2023

Seasonal | National Stress Awareness Day

National Stress Awareness Day is a reminder of the importance of addressing stress in our daily lives and with the holiday season right around the corner, stress levels tend to soar. From gift shopping to cooking dinners and hosting parties, the holidays can be overwhelming. However, with the right tools, you can manage stress effectively.

1. Prioritize self-care: Taking care of yourself is so important in managing stress. Make sure to prioritize activities that help you relax and unwind. This can include things like exercising, meditating, or reading a book.

2. Set realistic expectations: One of the main reasons people stress out during the holidays is because of unrealistic expectations. Don't put too much pressure on yourself to be perfect, and don't compare yourself to others.

3. Don't be afraid to ask for help: We all need a little help sometimes, especially during the holidays. Don't be afraid to delegate tasks to friends and family members. This can help reduce your workload and stress levels.

4. Plan ahead: Procrastination can lead to unnecessary stress. Plan ahead and make a to-do list to help you stay organized and on top of things.

#NationalStressAwarenessDay #Stress #StressRelief

November 3, 2023

Local | Where to Order Your Thanksgiving Pies

It can be difficult to find the time to make everything from scratch during the holiday season. So, why not make your Thanksgiving stress-free and sweet as pie by pre-ordering from these amazing bakeries?! Trust me, your taste buds (and guests) will thank you!

I've searched high and low to find the best places for you to pre-order your Thanksgiving pies. But don't wait too long! Be sure to get your orders in before the pre-order deadlines!

First up is (**INSERT LOCAL BAKERY/PIE SHOP 1**). With a pre-order deadline of (**INSERT PRE-ORDER DEADLINE**), this bakery is known for their heavenly (**INSERT 1-2 OF THEIR BEST-SELLING PIE(S)**). Trust me, you won't be disappointed!

Next on the list is (**INSERT LOCAL BAKERY/PIE SHOP 2**). Their pre-order deadline is (**INSERT PRE-ORDER DEADLINE**), so hurry and grab your spot! This pie shop is sure to impress with their tasty (**INSERT 1-2 OF THEIR BEST-SELLING PIE(S)**).

Last, but certainly not least, is (**INSERT LOCAL BAKERY/PIE SHOP 3**). Get your orders in before their pre-order deadline on (**INSERT PRE-ORDER DEADLINE**) and enjoy their incredible (**INSERT 1-2 OF THEIR BEST-SELLING PIE(S)**).

November 4, 2023

Informative | Day Light Savings Reminder

Although ending Daylight Savings has been a hot topic lately we still need to set our clocks back an hour tonight! Daylight savings ends tomorrow at 2AM!

#FallBack #DaylightSavings

November 5, 2023

Informative | 5 Reasons To List During The Holidays

Considering selling your home but hesitant about doing it during the holidays? Well, let me give you 5 reasons why it might just be the perfect time to do so:

1. Less competition - With many sellers waiting until spring to list their homes, listing your home during the holidays means you'll face less competition in the market. This could result in more offers and a higher selling price.

2. More serious buyers - Anyone looking for a home during the holiday season is likely a motivated and serious buyer. This means you'll be attracting buyers who are ready to make a purchase and won't waste your time with lowball offers.

3. Quicker sale - The holiday season brings a sense of urgency to the real estate market. Agents, lenders, and buyers all want to close deals before the new year, which means your home sale could happen quicker than usual.

4. Festive home decor - Holiday decorations can make your home look and feel cozy and inviting. This could help potential buyers picture themselves living in your home and be more excited about the prospect of purchasing it.

5. Convenient showing times - With many people taking time off work during the holiday season, it might be easier to coordinate showing times that work for both you and potential buyers. Plus, holiday festivities can create a positive and cheerful atmosphere that could make buyers more inclined to make an offer.

Have any questions about buying or selling! Shoot me a DM! I'm happy to help!

#homesellers #homebuyers #realestate

November 6, 2023

Local | Where To Grab Thanksgiving Dinner In *Your City*

Quite a bit of planning, preparing, and cooking goes into making a traditional Thanksgiving dinner.

If you aren’t in the mood to cook an entire Thanksgiving feast this year, there are still plenty of ways to enjoy a turkey dinner with all the classic fixings!

Here are 3 places to get a traditional Thanksgiving dinner in (**I**NSERT CITY****): no dishes, no cooking, no hosting, no stress, and no hassle!

1. (**INSERT LOCAL RESTAURAUNT 1 SERVING THANKSGIVING DINNER**)

(**INSERT PRE-ORDER INFORMATION, PICK-UP INSTRUCTIONS, IF A RESERVATION IS REQUIRED/RECOMMENDED, ETC**)

Price per person: (**INSERT PRICE PER PERSON**)

Available for take-out: (**INSERT ✔️ OR ❌**)

Open for dine-in: (**INSERT ✔️ OR ❌**)

2. (**INSERT LOCAL RESTAURAUNT 2 SERVING THANKSGIVING DINNER**)

(**INSERT PRE-ORDER INFORMATION, PICK-UP INSTRUCTIONS, IF A RESERVATION IS REQUIRED/RECOMMENDED, ETC**)

Price per person: (**INSERT PRICE PER PERSON**)

Available for take-out: (**INSERT ✔️ OR ❌**)

Open for dine-in: (**INSERT ✔️ OR ❌**)

3. (**INSERT LOCAL RESTAURAUNT 3 SERVING THANKSGIVING DINNER**)

(**INSERT PRE-ORDER INFORMATION, PICK-UP INSTRUCTIONS, IF A RESERVATION IS REQUIRED/RECOMMENDED, ETC**)

Price per person: (**INSERT PRICE PER PERSON**)

Available for take-out: (**INSERT ✔️ OR ❌**)

Open for dine-in: (**INSERT ✔️ OR ❌**)

November 7, 2023

Informative| Advantages Of Using A VA Loan

November 8, 2023

Informative | Different Ways To Invest In Real Estate

November 9, 2023

Personal | My Favorite Thanksgiving Tradition

VA loans offer several advantages over traditional mortgages, including no down payment requirements and lower interest rates. It also waives the requirement the requirement of getting Private Mortgage Insurance. And, if you ever encounter financial difficulties in the future, your loan is backed by the U.S. Department of Veteran Affairs, which adds protection to prevent foreclosure.

To qualify for a VA loan, you must have served in the military for at least 90 days during wartime or 181 days during peacetime. Active duty service members, National Guard members, reservists, and their spouses are all eligible for VA loans as well.

If you need assistance securing a VA loan, don't hesitate to reach out to me. I can connect you with my preferred VA lender who will guide you through the process with ease. Don't let the fear of the home-buying process stop you from achieving your home ownership dreams! Take advantage of the benefits afforded to you as a veteran and secure your future with a VA loan.

Thank you for your service!

#VALoan #Veterans #ActiveDutyMilitary

Investing in real estate has proven to be a lucrative opportunity for many investors. Besides owning a personal residence, there are several ways to invest in real estate.

🏠🌇 Rental properties are a popular option for investors who seek to generate passive income streams. They provide an opportunity to earn an income from renting out a property or properties to tenants and enables owners to gain property value appreciation.

🏡👪 Multi-family homes refer to a property that can accommodate more than one family, such as an apartment complex, duplex, or triplex. Owning a multi-family home provides an opportunity to earn a sizeable revenue stream, and if properly managed, can increase in value over time.

🏚️💸Flipping houses is a popular investment option that has generated considerable revenue for investors. Flipping refers to the act of purchasing a property, making renovations, and then reselling the property for a higher price.

🏭📈Real Estate Investment Trusts (REITs) are publicly-traded companies that own and manage income-generating real estate properties. Individuals can buy shares in a REIT and generate passive income based on the performance of the properties owned by the trust.

💻💰Crowdfunding real estate platforms are another investment option that has become increasingly popular. Crowdfunding platforms enable individuals to pool their resources to invest in real estate properties. Investors invest in properties as a group, reducing the risk for each person involved.

Investing in real estate has its benefits. Each investment option offers different rewards and risks. Give me a call and we can discuss what option would suit you best!

#Investing #RealEstateInvesting #HouseFlipping

Thanksgiving is right around the corner! One thing I look forward to every year on Thanksgiving is *write about your favorite Thanksgiving Tradition, and go into detail!*

#Thanksgiving #Tradition #ThanksgivingTraditions

November 10, 2023

Informative | Looking To Buy Land

Before buying a piece of land don't forget to do these 5 things!

1. Location: Make sure the lot is in an area that you can see yourself living!

2.Check the Deed Restrictions: While keeping your end goal in mind you need to check for any deed restrictions that may limit what you can and can’t do on your property, and find out exactly how binding these limits are.

3. Check the Zoning: There may be square footage requirements, permit requirements, types of homes that are not allowed, boundary setback requirements, and more.

4. Local Building Codes: Just because the property is zoned residential doesn't mean is buildable. Check with the city and county to make sure that your lot meets the minimum lot size requirements and that there will be no other issues with building

5. Improvements: Does the land have access to water, electricity and sewage? Is access close by? Concider the costs of adding these essentials, the price can add up!

#Land #Lots #Building

November 11, 2023

Seasonal| Happy Veteran’s Day

Today we honor and celebrate the brave men and women who have selflessly served our country. This day is a tribute to the sacrifices they have made and the challenges they have endured to protect our freedom and uphold our values.

Thank you for your service

#ThankYouForYourService #VeteransDay #Veterans

November 12, 2023

Informative | Affordable Ways To Freshen Up Your Kitchen Without Renovating

Thanksgiving is right around the corner and while you may be looking forward to hosting family and friends, there's no need to break the bank to freshen up your kitchen. Here are some affordable and practical ways to give your kitchen a makeover without a major remodel.

First things first, start by giving your kitchen a good deep clean. This will help eliminate any lingering odors and make your space feel refreshed. Next, clear your countertops of any clutter and organize inside your cupboards. Not only will this make your kitchen look less cluttered, but it will also make it easier to find everything you need when cooking for a crowd.

If you have open shelving, take advantage and style them with your best-looking cookware, glasses, and dishes.

Set a tray with aesthetic hand and dish soap despencers to give a pop to your kitchen vibes. You can also swap out your old dish towels for fresh ones that match the thanksgiving mood or your kitchen's color palette.

Adding fresh flowers or greenery can liven up any space, and the good news is, that you don't have to go all-out with an expensive bouquet. A simple vase of tulips or a small potted plant on the windowsill can do the trick. And speaking of windows, make sure they are clean and clear to let maximum natural light in!

#kitchen #hometips #homefortheholidays

November 13, 2023

Home Tips | How To Set A Stunning Thanksgiving Table

It's all about presentation! Follow these tips to impress your guests on Thanksgiving!

1. Play with Colors and Textures: Thanksgiving tablescapes look best with warm, earthy tones and cozy textures. You can mix and match different types of fabrics, such as burlap or linen for a rustic look, or velvet and satin for a more elegant touch.

2. Bring Nature In: Use natural elements such as mini pumpkins, gourds, acorns, pine cones, or fall leaves to create a charming and warm ambiance. You can also add candles or string lights to create a cozy atmosphere.

3. Centerpieces: A beautiful centerpiece can transform your dining table into a masterpiece. Whether you choose a floral centerpiece, a DIY holiday craft or a simple and elegant candle display, make sure it complements your overall theme and doesn't block the view of your guests.

4. Add Personalized Touches: Place cards, napkin rings, and custom-made menus are stylish and personalized touches that bring your guests together and add warmth and charm to your table. Experiment with different materials and designs that align with your personal taste and style.

#tablesettings #Thanksgiving #hosting

November 14, 2023

Informative | Interest Rates: Today VS A Year Ago

The median price of an American home in 2023 is $371,200

💰 With the interest rate at where they are today this would require the borrower's pre-tax salary to be about $100k to pay off a 30-year fixed rate mortgage (without taxes and insurance).

📈 Due to the rising rates, the salary needed to purchase a median-priced home has risen 28% year-over-year

A person earning $100,000 a year would not be able to afford the minimum mortgage payment in about half of the states in America.

#IntrestRates #HousingMarket #RealEstate

November 15, 2023

Home Tips | Front Porch Autumn Essentials

1. Pumpkins - The quintessential fall decor item, pumpkins really set the scene for an inviting front porch. Mix and match different sizes and colors to create a festive display.

2. Wreaths - A fall wreath is the perfect way to dress up your front door. Opt for natural elements like dried leaves and berries or go for something bold and colorful.

3. Mums - These vibrant flowers are a fall classic that add a pop of color to any porch. Group a variety of different colors and sizes in coordinating pots on your front steps for a warm and welcoming display.

4. Lanterns - Adding lanterns to your front porch not only provides additional lighting but also adds a charming touch. Place a few on the ground or hang them from hooks to create a warm and cozy vibe.

5. Cornstalks - For a rustic touch, add some cornstalks to your fall porch decor. These tall stalks add height to your display and pair well with pumpkins and mums.

#HappyFallYall #Fall2023 #Autumn2023

November 16, 2023

Informative | What To Bring To The Closing Table

November 17, 2023

Informative | What To Look Out For During A Final Walk Through

November 18, 2023

Informative | I've Got The In-Cider information in *Your City*

Closing day is always exciting! Before you head to the closing table make sure you come prepared to make the signing process go as smoothly as possible! Here are some essential items to bring with you to the closing table:

1. Identification: You'll need a valid photo ID such as a driver's license, passport, or state-issued ID.

2. Closing Disclosure: This is a detailed document outlining the fees and costs associated with the home purchase. Be sure to review it carefully and ask any questions you may have before signing.

3. Proof of insurance: You'll need to show proof of homeowner's insurance for your new property. Make sure you have a copy of the policy and any associated paperwork.

4. Cashier's check or wire transfer: Depending on the agreement with the seller, you may need to have a cashier's check or wire transfer for the amount due at closing. Check with your real estate agent to ensure you have the correct amount, as it may differ slightly from the estimate.

When you’re buying a house and you’re nearly at the finish line, you’ll get to do a final walkthrough home inspection of your property before closing day, this typically happens 24-48 hours before you head to the closing table. The final walkthrough is your chance to make sure everything is in order and that your new home is ready for you.

Swipe ➡️ for some tips

In honor of National Apple Cider Day, here's the In-Cider info on what's happening right now in the **Insert City** housing market.

Here's a quick rundown:

- The average home price for a single-family residence in **Insert City** is **Insert Average Home Price**.

- **Insert Number Of Homes Sold In Your City** single-family homes sold this month in **Insert City**

- On average, homes in **Insert City, State** sell after **Insert Average Days On Market** days on the market.

- There are currently **Insert Number Of Homes Currently For Sale** homes for sale in **Insert City, State**

Have questions about where the **Insert City** real estate market is headed? Send me a message — I'd love to connect!

#*Your City* #MarketUpdate #RealEstate

November 19, 2023

Personal | What's Your Favorite Thanksgiving Food!?

I've been looking forward to (**INSERT FAVORITE THANKSGIVING FOOD FROM THE LIST ABOVE**) all year!

What is your favorite Thanksgiving dish? Comment below! 🍁🦃

November 20, 2023

Personal | Steal My Thanksgiving Playlist!

When it comes to hosting a memorable Thanksgiving dinner, a well-curated playlist is an absolute must-have.

Whether you're hosting a Friendsgiving or a family dinner steal my jazzy Thanksgiving playlist to set a swanky vibe at your gathering!

#ThanksgivingPlaylist #Thankful #FriendsgivingPlaylist

November 21, 2023

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I am so grateful for my amazing clients (*TAG YOUR CLIENTS*) and their incredibly thoughtful review. It is clients like them that make my job such a joy.

Congrats to these wonderful homeowners on their new home! It was an absolute pleasure working with you both to find the perfect place to call your own. Your new home is truly stunning, and I am honored to have been part of the journey.

Thank you again from the bottom of my heart for your kind words and for choosing to work with me. Wishing you both nothing but the best in your beautiful new home!

#ILoveMyClients #ClientTestimonial #ClientReview

November 22, 2023

Personal | What I’m Thankful For This Year

There's soo very much to be thankful for in 2023, it's hard to name them all! Here's my top 6 things I'm thankful for this year

1. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

2. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

3. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

4. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

5. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

6. *INSERT WHAT YOU ARE THANKFUL FOR! DOES IT BRING YOU JOY, HAPPINESS, PEACE? ELABORATE*

#Thankful #Family #Friends #Clients

November 23, 2023

Seasonal | Thanksgiving

From yummy food to parades to football, Thanksgiving is a day for indulging in delicious food and making precious memories with those closest to our hearts. It's also a time to reflect on the blessings that we often take for granted—our health, our families, and the simple joys of life. 💕

So, on this special day, let's take a moment to express our gratitude and appreciation, and to wish everyone a Happy Thanksgiving! May your hearts be filled with love, joy, and endless blessings. 🙏🏼❤️🍗

#thankful #blessed #thanksgiving2023

November 24, 2023

Informative | Don’t Get Caught Running A Black Friday Sale On Your House

When you sell your home For Sale By Owner (FSBO) you're basically listing it for a discount like a Black Friday Doorbuster! By hiring a professional Real Estate Agent you will get you top dollar for your house! A Realtor will market it properly, negotiate on your behalf, and bring you top dollar offers after bringing it to the masses. Don’t get caught running a Black Friday Sale on your home!

#BlackFriday #FSBO #BlackfridaySale

November 25, 2023

Local | Where To Shop On Small Business Saturday

Hey y'all! It's Small Business Saturday, which means it's time to support your favorite local businesses! Sure, you could head to a big-box store and snag some mass-produced items on sale, but why not make a real impact on your community and support the mom-and-pop shops that make it unique?

Not only does shopping small strengthen the local economy and support our neighbors, but it also creates a more vibrant and diverse community. Think about it - those local businesses are run by real people, who pour their heart and soul into every product and service they offer. They know the community, they know what we need and want, and they strive to exceed our expectations every single day.

And let's not forget - shopping small often means finding one-of-a-kind items that you won't find anywhere else. From handcrafted jewelry and artisanal foods to unique clothing and vintage treasures, the offerings are endless. Plus, small business owners are often more passionate about their products, and they are more than happy to provide personalized recommendations and top-notch customer service.

So, my friends, let's make a pledge to shop small this holiday season and beyond. Together, we can make a real difference in our community and support the dreamers, creators, and entrepreneurs who make it great. Happy shopping!

#SmallBusinessSaturday #ShopLocal #LocalLove

November 26, 2023

Local | Pickle Ball Courts In *Your City*

Can you believe over 3 million people have joined the Pickle Ball craze!? Pickle Ball is not only a fun way to stay active but also to socialize! Here's where to find Pickle Ball courts in *YOUR CITY*

#PickleBall #*YOUR CITY*PickleBall #ThingsToDoIn*YOUR CITY*

November 27, 2023

Seasonal | What The Timing Of Putting Up Your Christmas Tree Says About You

I’m (**INSERT TEAM A, TEAM B, TEAM C, OR TEAM D**), 100%! My Christmas tree goes up (**INSERT WHEN YOUR CHRISTMAS TREE GOES UP**)🎄

I would love to hear your answer! Are you…

A. Team before Thanksgiving

B. Team anytime after Thanksgiving

C. Team first week of December

D. Team December 22nd-24th

Comment below!

November 28, 2023

Informative | Why Buyer Consults Are Essential

Buyer consultations are incredibly important is because they give us an opportunity to get to know each other, I will help you navigate the current market trends, identify your needs and wants, and create a budget that aligns with your goals. Whether you're looking for a starter home or a forever home, I'm here to help!

During our consultation, I'll ask you questions that will help us create a roadmap for your home search. Together, we'll list your wants vs. your needs. By differentiating between these two, we'll create a clear picture of what you're looking for in a home and determine achievable goals. We will also go over the home buying process so you know exactly what to expect!

I understand that buying a home can be a scary task, but that's what I'm here for! I will make it as stress-free and enjoyable for you as possible!

November 29, 2023

Home Tips | Holiday Home Safety Tips

Did you know that December is a peak month for burglaries, with many thieves taking advantage of families, leaving their homes unattended while they attend festive events and go on vacations?

Home robbery can dampen the Christmas spirit and cause emotional and financial stress. Take the extra time to safeguard your home and enjoy a peaceful and joyful holiday season with your loved ones. Don't let the hustle and bustle of the holidays distract you from taking these holiday home safety precautions!

1. Put your indoor and outdoor lights on a timer

2. Don't announce your holiday plans all over social media

3. Ask your neighbor to collect mail and packages if you go out of town

4. Install security cameras

6. Avoid displaying your Christmas tree and gifts in the window

7. Be aware of "porch pirates" by scheduling preferred delivery times for when you are home

8. Don't leave a spare key under the doormat, in a plant, or in any other hiding spot

9. Keep blinds/curtains closed whenever possible

10. Store expensive items in a safe or in a suitable hiding place

11. Install an alarm system

12. Cut boxes into pieces from your expensive gifts before throwing them in your trash can

#holidays #homesafty #hometips

November 30, 2023

Informative | What Is A Loan Assumption

A loan assumption is when the buyer qualifies for the seller's current mortgage with a rate below the current interest rate. In the current lending environment of 7-8% interest rates, this can save home buyers hundreds to thousands of dollars a month when they assume a mortgage with a 2-4.5% interest rate!

Interest rates ranged from 2-4.5% in 2020 to early 2022. Assumable loans are out there, you just have to ask! To obtain an assumable loan, ask the listing agent what the seller's current mortgage rate is, if that loan is assumable, and if the sellers are willing and able to go that route. These types of loans do take a little longer to close, approximately 6-8 weeks compared to new financing which is done in around 30 days.

#loans #mortgage #assumableloans